Jason Iacovelli NMLS #3370

    Terms of Service

    Last Updated: 10/31/2026

    Acceptance of Terms

    By accessing and using TheMortgage.app and our services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

    Services Provided

    TheMortgage.app, operated by Jason Iacovelli (NMLS #3370) through Patriot Pacific Financial Corp (NMLS #1921615), provides mortgage brokerage services including:

    • Mortgage pre-qualification and pre-approval
    • Loan origination and processing
    • Rate quotes and loan comparisons
    • Refinancing services
    • Mortgage consultation and advice

    No Guarantee of Approval

    All loan applications are subject to credit approval. Submission of an application does not guarantee loan approval or any specific interest rate. Final approval depends on underwriting guidelines and borrower qualifications.

    Accurate Information

    You agree to provide accurate, complete, and current information in all applications and communications. Providing false or misleading information may result in loan denial and potential legal consequences.

    Fees and Costs

    Loan origination fees, closing costs, and other charges will be disclosed in your Loan Estimate as required by law. You are responsible for all applicable fees associated with your loan.

    Rate Quotes

    Interest rates displayed on our website are estimates and subject to change without notice. Your actual rate will depend on your credit profile, loan amount, property type, and market conditions at the time of rate lock.

    Credit Authorization

    By applying for a loan, you authorize us to obtain your credit report and verify information with credit bureaus, employers, and financial institutions.

    Limitation of Liability

    We are not liable for any indirect, incidental, or consequential damages arising from the use of our services or website. Our liability is limited to the fees paid for our services.

    Compliance

    We comply with all federal and state lending laws including RESPA, TILA, ECOA, and Fair Housing Act requirements.

    Contact Information

    Jason Iacovelli, Senior Loan Officer
    NMLS #3370
    Email: jason@themortgage.app
    Phone: 919.646.6869

    Changes to Terms

    We reserve the right to modify these Terms of Service at any time. Continued use of our services constitutes acceptance of updated terms.